Replacement Cost vs. Market Value: What's the Difference?
Posted: May 1, 2024
Replacement Cost vs. Market Value: What's the Difference?If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive.According to Home Bay, a real estate education platform, U.S. home prices increased an astounding 42% in the three years between March 2020 and March 2023.That data also showed that the national median home price rose to $468,000 as of 2022,...
Your Quick and Easy Guide to Electrical Safety at Home
Posted: April 29, 2024
Your Quick and Easy Guide to Electrical Safety at HomeElectrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide peace of mind, too.)Most fixes are simple and inexpensive, if...
What Does Homeowners Insurance Cover?
Posted: April 29, 2024
What Does Homeowners Insurance Cover?We all hope to never need that policy, but do you know exactly what a homeowners policy covers? The answers may surprise you and even save you some money in areas you never realized!Homeowners policies offer a wide range of coverages, from your home itself and structures on your property to liability coverage, even to loss of income coverages. As always, coverage will vary from policy...
Don’t Let These 7 Reasons Hold You Back from Buying Life Insurance
Posted: April 24, 2024
Don’t Let These 7 Reasons Hold You Back from Buying Life InsuranceAre you like the majority of Americans who don't have life insurance1, but say that they know they need it? With the price of everything from home to college and grocery to daycare costs rising, it’s more important than ever to get life insurance to help protect your loved ones. According to the 2022 Insurance Barometer Study, from Life Happens and the financial and insurance organization...
Leveraging Life Insurance to Make a Difference
Posted: April 22, 2024
Leveraging Life Insurance to Make a DifferenceEarth Day serves as a poignant reminder of the importance of preserving our planet for future generations. As individuals committed to protecting the environment, many of us seek opportunities to leave a lasting legacy by supporting charities and causes that champion environmental conservation. One powerful way to make a meaningful impact is by leveraging life insurance to support these vital initiatives. Understanding Life Insurance as...